President, True Blue Life Insurance, Scottsdale, Arizona
As an independent agent I sell from many different companies. It is hard to say what company is the best as it often depends on the individuals situation. I will say that for medically underwritten policies we sell quite a bit of American General, Genworth, and Prudential.
Another interesting option is the no medical exam policies. Assurity, American National, and Sagicor have some very good options, though you will pay about 15 - 30% more for the policies.
Another interesting option is the no medical exam policies. Assurity, American National, and Sagicor have some very good options, though you will pay about 15 - 30% more for the policies.