It is impossible to know the answer to that question without first knowing a lot of information about you. In order to run an accurate quote an agent must know some of the following information. Your age, build, gender, state of residence, health status, life style and occupation. I recommend using an independent advisor to find you the best rate for term life insurance for your unique situation.
Affordable Term Life Insurance is a policy that you can afford. An experienced agent who has your best interests in mind, and who has a variety of products to choose from, can find you the most affordable life insurance policy. Websites that offer choices from many companies AND the personal assistance of an experienced agent, in my opinion, are a great place to find affordable life insurance.
Insurance Adviser - Broker, SC Insurance Services, Oahu, Hawaii
If I understand your question correctly, you want to know who has the lowest priced term policies... right? But while price is definitely a factor I think you should consider as more important the quality and strength of the insurer. You want to be sure that the insurer will be able and WILL pay on a claim when the time comes. And that they'll do so without causing additional grief to your beneficiary.
Whenever I hear someone ask about Term insurance a Big Red Flag pops up in my mind! Do you know Why you think you want Term instead of Whole Life? I recommend you consult with an insurance adviser/broker that can educate you on the different types of insurance and the benefits and drawbacks of each.
Agent Owner, Gilmore Insurance Services, Marysville, Washington State
Who has the most affordable term policies? Well the answer will vary by just about every applicant out there. There are quite a few companies that offer term coverage for very competitive prices. The thing is these companies usually vary based the applicant and face amount and duration of coverage wanted. So a 35 year old male might get a best price from company A for a 250k 10 year policy. While at the same time, a 35 year old female seeking a 250k 10 year policy might find their best price in company B.
Like others have said, that's an impossible question to ask.
A person health, Height/Weight, family's medical history and other factors will determine final rates.
Also, does a person want a Non Medical Exam plan? A policy that has "living" benefits? Is a person concerned about the convertibility features to the term product???
Those are all things an agent will need, in order to make suitable recommendations.
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Whenever I hear someone ask about Term insurance a Big Red Flag pops up in my mind! Do you know Why you think you want Term instead of Whole Life? I recommend you consult with an insurance adviser/broker that can educate you on the different types of insurance and the benefits and drawbacks of each.
A person health, Height/Weight, family's medical history and other factors will determine final rates.
Also, does a person want a Non Medical Exam plan? A policy that has "living" benefits? Is a person concerned about the convertibility features to the term product???
Those are all things an agent will need, in order to make suitable recommendations.