President, Lane Independent Agency, Southern California
New York Life is America's oldest and largest life insurer. They are in every state. If you have any questions, I can help you there. Gary Lane, Registered Representative of New York Life, 949 797 2424. Thank you.
When you ask which life insurance is best in Illinois there are a lot of thing to consider. First of all why are you buying the policy? Are you buying it to pay your house off if you die, to pay for a funeral, to leave your family with extra money to help them re-adjust their life after you die or are you buying it as a retirement vehicle to replace your 401K. When you figure out the why, then we can start to narrow down which company has that type of insurance to meet your needs. My years of experience has taught me that there is no one company that can meet all the individual needs of every person. I always look at the WHY first, then I can educate you on the different companies that could fit your needs. If you need more help feel free to Skype me or call 630-918-1673
There is not one particular life insurance company or product that is best in Illinois. As Jose stated, it depends on your need that will determine what policy best meets that need. Talking to a qualified agent who sells a variety of products can help you get the best policy for you, and that is what matters.
There isn't any "best" life insurance in Il. To get the "best" life insurance in IL you need to speak with a licensed agent and have a needs analaysis performed. Are you married? Do you have a mortgage? Do you have children? Are you looking for income replacement? By gathering fact finding information, you can have a plan tailored to a specific need.
For example, I meet with folks who want income replacement. Let's say you make 50K a year. To adequatley replace income of 50K a year, you would need a policy of 1 million that properly placed into a fund that will pay your family 5% each year without distrubing the principle of 1 million. You would need this investment to earn more than 5% so the principle isn't disturbed.
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For example, I meet with folks who want income replacement. Let's say you make 50K a year. To adequatley replace income of 50K a year, you would need a policy of 1 million that properly placed into a fund that will pay your family 5% each year without distrubing the principle of 1 million. You would need this investment to earn more than 5% so the principle isn't disturbed.