The best life insurance policy in Arkansas varies for each person. There are some companies that are better for families, while others are better for seniors. Some are better for people with poor health, while others only accept persons with good health. Some have limits on their face amounts of $50,000 or less, while others will issue over $10,000,000, if you can qualify for it. Some carry only Term, while others offer a huge array of products.
Therefore, it is important to talk to an agency that carries a number of options for Arkansas residents, and get their assistance in finding the best policy for you. It is surprising how quickly a good agent can narrow down what you need and the best, most reasonably priced company to purchase it from.
Don't worry about the BRAND... worry about the underwriting. Height, weight, age, family history, and dozens of other factor determine what "rate class" you qualify for. Each carrier has their "rating structure" based on your answers. With company A you might get a standard rate because of something like cancer in your family history. Yet company B might offer a preferred rate.
IF YOUR AGENT DIDN'T ASK A BUUUUNCH OF QUESTIONS before submitting your application, they should be FIRED. The typical, "How old are you, what's your height/weight, & do you smoke?" is NOT enough. You may just need to shop your plan again. If you have any questions, reach out. - gravy
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Therefore, it is important to talk to an agency that carries a number of options for Arkansas residents, and get their assistance in finding the best policy for you. It is surprising how quickly a good agent can narrow down what you need and the best, most reasonably priced company to purchase it from.
IF YOUR AGENT DIDN'T ASK A BUUUUNCH OF QUESTIONS before submitting your application, they should be FIRED. The typical, "How old are you, what's your height/weight, & do you smoke?" is NOT enough. You may just need to shop your plan again. If you have any questions, reach out. - gravy