Which Is Better Life Insurance Or A Mutual Fund?

  1. 11783 POINTS
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    Larry GilmorePRO
    Agent Owner, Gilmore Insurance Services, Marysville, Washington State
    which is better life insurance or a mutual fund? I guess I would ask for what?  What do you want it to do? Since a mutual fund actually can be literally thousands of possibilities, which type of mutual fund are you thinking about? A high risk / high reward type pacific rim fund? A new markets fund? A government  bond fund?  Are you comparing similar risk models when you compare or do you assume that it's an equal comparison with unequal products?
    Answered on November 17, 2013
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  2. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Which is better - life insurance or a mutual fund - depends on what you want it to accomplish. It also depends on which type of life insurance policy or mutual fund you choose. Some life insurance policies, such as Indexed Universal Life, can give you tax deferred income during retirement without the risk of loss. Contact an agent who sells both products to compare them side by side before making your decision.
    Answered on December 28, 2013
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