1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Since mental illness covers such a broad range and level of diagnoses and symptoms, that is hard to answer with a general answer. Most companies will cover mild, controlled depression. On the other extreme, an adult institutionalized due to severe MR/ID may need to take a guaranteed issue policy, when old enough to qualify for it.

    To find out which company will have the lowest price for the person you have in mind, visit a website that specializes in impaired risk and share the details about this person (age, diagnoses, treatment, etc). For an agent who knows what they are doing, it won't take them long to find the best company for someone suffering from mental illness.
    Answered on October 17, 2013
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