Most agents who sell Term Life Insurance also sell Whole Life. The exception may be some of the "term shops" on the internet.
Final expense policies are usually Whole Life, so agents specializing in Senior life insurance would carry Whole Life. These usually have under $100,000 face amounts.
"Captive" agencies (where they sell products for one company) usually have good Whole Life products for persons looking for larger face amounts. So do agencies that sell multiple products, but you need to consult with a licensed agent who understands Whole Life.
A good way to start would be to call and ask for an agent who can compare a couple of Whole Life policies for you in detail. If they are unable to do that, move on to the next one.
Renwanz Insurance & Financial Solutions, Carlsbad, CA
Whole life insurance is a form of "permanent life insurance". Any good life insurance agent should be able to sell you whole life insurance. There have been a lot of innovations in the life insurance industry over the past few years and not every agent knows the benefits of the various types of permanent life insurance. It is important to find an agent who can explain the various benefits for different types of permanent life including whole life and indexed universal life.
Whole Life Insurance can be purchased from most companies or agencies.
Often times it'd be a good idea to get multiple quotes, from different companies/agents. Or if you don't want to make a bunch of phone calls, work with an independent agent/agency who can provide you multiple illustrations from multiple companies.
You should have no issues finding an agent to assist you.
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Final expense policies are usually Whole Life, so agents specializing in Senior life insurance would carry Whole Life. These usually have under $100,000 face amounts.
"Captive" agencies (where they sell products for one company) usually have good Whole Life products for persons looking for larger face amounts. So do agencies that sell multiple products, but you need to consult with a licensed agent who understands Whole Life.
A good way to start would be to call and ask for an agent who can compare a couple of Whole Life policies for you in detail. If they are unable to do that, move on to the next one.
Often times it'd be a good idea to get multiple quotes, from different companies/agents. Or if you don't want to make a bunch of phone calls, work with an independent agent/agency who can provide you multiple illustrations from multiple companies.
You should have no issues finding an agent to assist you.