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When is life insurance worth it? I suppose that depends who you ask! If you ask the insured, the answer may be never since they never see the proceeds. Of course, the peace of mind they get knowing loved ones are protected may make the purchase "worth it."
Beneficiaries that are able to replace lost income or pay estate or other taxes, may also feel it was "worth it."
Beneficiaries that are able to replace lost income or pay estate or other taxes, may also feel it was "worth it."