What Life Insurance Should I Have?

  1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    The type of life insurance you purchase should meet your purposes for your policy. If you have a temporary need (e.g. to raise your children if you passed away while they were young), Term insurance has the lowest cost per thousand dollars of coverage. If you have a permanent need (e.g. want to pass an inheritance to your grandchildren), Whole or Universal Life is needed so that it is assured to stay in effect until your death. 
    Answered on October 31, 2013
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