1. 15645 POINTS
    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    The best life insurance policy is the one that best fits your needs at the lowest possible cost. It may be a term policy, a permanent policy or a combination of both.

    An experienced agent in your state can review the best options and show you the combination of policies that best meet your needs at a price you can afford.
    Answered on May 14, 2013
  2. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    The best life insurance policy is the one that is in force the day you die.  To determine the cheapest life insurance policy you have to know which day you are going to die.  Since that is unknown to most people, a whole life policy is actually the cheapest form of life insurance.  Rarely does its cost exceed the money that your beneficiary will receive.
    Answered on June 23, 2014
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