What Level Of Life Insurance Do I Need?

  1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    When the word "level" is used in the context of life insurance, it usually refers to a guaranteed level premium, or guaranteed level face amount. This means that the premium or face amount will stay the same (level) for a set amount of time. I recommend getting a level premium and face amount for as long as possible. 30 years is reasonably priced level term insurance for younger to middle aged persons.
    Answered on September 26, 2013
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