What Is The Difference Between Supplemental Life Insurance And Ad&D?

  1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Supplemental Life Insurance would pay for death by any reason. Supplement AD&D Insurance would only pay for death or dismemberment due to accident. Far more deaths occur as the result of illness than accident. If you feel that your employer's life insurance amount is not sufficient for your needs, purchase the supplement Life policy.
    Answered on June 23, 2013
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