What Is The Cash Value Of A Life Insurance Policy?

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    Peggy Mace
    Most of the U.S.
    The cash value of a life insurance policy is the savings amount in a Whole or Universal Life policy. If you were to use your policy as collateral, or borrow from it, or surrender it, the cash value would show you how many funds you have available, minus surrender charges.
    Answered on August 6, 2013
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