There is no one best life insurance company or type of policy in the USA. Companies are rated by agencies (AM Best and Moody's, to name a couple), and those help you ascertain the financial strength of each company. The type of policy that is best, depends on the need it is to cover.
Managing General Agent, Simkovitz & Associates, LLC, Marlton, NJ
Ratings are not as relevant as they once used to be. What is important, is how the policies you are looking to buy perform over time. And the best performing aren't always the best policies. If you can find an agent who really understands what it is he or she does, to me that is the most important aspect. They can guide you into finding whatever it is you seek. These days there are just too many choices for the average consumer to sort through. As agents it can be a daunting experience to match the right company/policy to the client. After 20 years, I speak from the heart. I love what I do, and I love to help the public figure things out. That is what matters most to me. Find an agent who cares and you have a winner.
Agent Owner, Gilmore Insurance Services, Marysville, Washington State
what is the best life insurance in the USA? The one that is in force when needed. That's the best policy because it is in force and will pay your claim. What could be better than that?
There is no single "best" because there is no single need. Best can be many things because there are many people and many needs.
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There is no single "best" because there is no single need. Best can be many things because there are many people and many needs.