The average cost of life insurance in Oregon depends on many factors.
One big factor is age. A $250,000 twenty year Term policy for a 30 year old male at the best health class averages about $200 per year. At age 50, the average rate for that same policy is approximately $600 per year IF he still has excellent health.
The length of the term is also a big factor. Shorter terms cost less, but as can be seen in the example above. locking in the premium for as long as possible is often a good idea. That is partly because health also greatly affects life insurance rates, and health is more apt to slip away as people age.
To find the average life insurance cost in the state of Oregon for you, go to a website that offers instant life insurance quotes and test out some different face amounts and term lengths. Then give that agency a call so that you can be sure all your health details are taken into consideration. That will help you get a fair price.
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One big factor is age. A $250,000 twenty year Term policy for a 30 year old male at the best health class averages about $200 per year. At age 50, the average rate for that same policy is approximately $600 per year IF he still has excellent health.
The length of the term is also a big factor. Shorter terms cost less, but as can be seen in the example above. locking in the premium for as long as possible is often a good idea. That is partly because health also greatly affects life insurance rates, and health is more apt to slip away as people age.
To find the average life insurance cost in the state of Oregon for you, go to a website that offers instant life insurance quotes and test out some different face amounts and term lengths. Then give that agency a call so that you can be sure all your health details are taken into consideration. That will help you get a fair price.