What Is PTD Life Insurance?

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    Peggy Mace
    Most of the U.S.
    PTD in life insurance stands for Permanent and Total Disability. It is a feature of some policies in some European countries that provides the Insured a regular payment if they are permanently disabled (unable to do their own job, or any job, depending on the type of policy purchased).
    Answered on September 16, 2013
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