Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
Gerber Life is one of the many insurance companies that offers life insurance benefits - they were rated "A" by A.M. Best. They feature a great guaranteed-issue whole life insurance program (GIWL) for people between ages 50-80 - there are no health questions and no exam required for the program. The program features a "graded" death benefit - in short, a two-year waiting period before the program will pay a death benefit (unless death occurs under accidental means in the first 2 years, in which the policy will pay the full benefit).
That's just an overview of one product that they offer. Gerber offers a wide range of products to fit various needs for individuals.
Gerber Life Insurance started in 1967 as a way of helping children and families protect their future through life insurance. They offer policies for babies, youths, adults, and seniors. One plan is specifically aimed at providing cash value to pay for college, and their Guaranteed Life plan is designed for final expenses. However, any of their plans can be used for any purpose that fits the needs of the insured.
That's just an overview of one product that they offer. Gerber offers a wide range of products to fit various needs for individuals.