1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    The cost of Term life insurance is affected by the age, health, weight, and smoking status, as well as the length of the Term policy they are applying for. The very best health class for a 30 year old man will cost about 3/4 of what it would if he was rated Standard, and the premium for a 10 year Term policy could cost about half of what a 30 year policy would cost. 

    Free quote engines on the internet providing instant quotes can allow you to put in your information and see what the different options could cost at different health classes.
    Answered on June 30, 2013
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