1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Life insurance surrender value is the amount paid to the policyholder if they decide to terminate the policy before the death of the insured person, or before the policy matures. Only cash value life insurance policies, such as Whole Life or Index Universal Life, will have a surrender value. The surrender value is the cash value of the policy, minus expenses and fees. 
    Answered on May 5, 2013
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