1. 4249 POINTS
    Gary Lane
    President, Lane Independent Agency, Southern California
    I could tell you the Christmas story. About how a father or mother bought life insurance to protect their spouse and their children, if there were to be gone from them. About how the life insurance would protect their family from having to find a way to pay the mortgage or having to sell the house and move from the local school, or maybe mom having to get a new job. But the most important part about having life insurance is just knowing that your loved ones are protected should you no longer be with them. Finding the right agent to listen to you and find out what you need, and having the best company, one that pays claims quickly, will give you a sense of relief and satisfaction. That's what having life insurance is all about. Gary Lane, Registered Representative, New York Life, 949 797 2424. Thank you.
    Answered on December 23, 2013
  2. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    "To have life insurance" usually means that the insured person has a life insurance policy. If that person would die, their beneficiary would receive the face amount of the life insurance policy. Sometimes another person owns the policy, and chooses the beneficiary. But when people talk about having life insurance, they usually are referring to the person who is insured, and for whom the death benefit would be paid, if they would pass away.
    Answered on December 26, 2013
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