What Does Group Term Life Insurance Cover?

  1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Group Term Life Insurance covers death by any reason, just like a life insurance policy you would purchase on your own. There is an exception for suicide in the first two years, and it may possibly have a clause about death caused during war or while committing a crime. Otherwise, it covers death due to illness and death due to accident, and those are the causes of almost all death in the United States.
    Answered on June 19, 2013
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