Life insurance agents wear many hats, especially if they work independently. They must first establish an office from which to work and meet clients. They must decide if they want staff to do their bookwork, and if they want to hire other agents. If so, they advertise for help, hire, train, and keep track of staff.
They have to keep up continuing education, licenses, contracts and fees. They need to know their products inside and out and continually stay on top of the financial industry.
They market their business, and if they sell face to face, get involved in things that help them meet new people. They help people find the right products, help them purchase them, and keep records of what they sell.
That is a short, incomplete summary of what life insurance agents do.
Social Media Strategist, Disability Insurance Services, California
A life insurance agent provides coverage to families in the event of the loss of a loved one. This helps protect the family assets, as well as helps the family to maintain the lifestyle that their family has not only worked their whole lives for, but has become accustomed to.
President, The Firm of Steven H. Kobrin, LUTCF, 6-05 Saddle River Rd #103, Fair Lawn, NJ 07410
Well, that is a great question! As I think about it, I realize that I am 5 people rolled into one. (Perhaps that is why my wife keeps asking me “Just who do you think you are?!:)
We are hunters. We love to go out and find people with whom we can do business.
We are personal coaches. We help our clients clarify their values and set priorities.
We are field underwriters. We prepare people for going through the formal application process.
We are advocates. We fight tooth and nail to get an approval at the rate quoted, and to solve any and all problems that emerge along the way.
We are family friends. Processing life insurance claims is hard on everybody. A death in the family is tough to deal with. We are there for the beneficiaries in any way they need - on top of delivering a check to them.
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They have to keep up continuing education, licenses, contracts and fees. They need to know their products inside and out and continually stay on top of the financial industry.
They market their business, and if they sell face to face, get involved in things that help them meet new people. They help people find the right products, help them purchase them, and keep records of what they sell.
That is a short, incomplete summary of what life insurance agents do.
We are hunters. We love to go out and find people with whom we can do business.
We are personal coaches. We help our clients clarify their values and set priorities.
We are field underwriters. We prepare people for going through the formal application process.
We are advocates. We fight tooth and nail to get an approval at the rate quoted, and to solve any and all problems that emerge along the way.
We are family friends. Processing life insurance claims is hard on everybody. A death in the family is tough to deal with. We are there for the beneficiaries in any way they need - on top of delivering a check to them.