1. 11498 POINTS
    Jason Goldenzweig
    Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
    There's hundreds and hundred's of life insurance companies in the marketplace and there are many carriers that have a superior financial rating ("A", "A+", or "A++" rating).

    Some of the big name companies with superior ratings that feature competitive rates in the term life insurance marketplace are Banner Life, MetLife, American General, Lincoln National, Genworth, Ohio National, Principal National, just to name a few.

    I hope the information is helpful - please feel free to contact me for help and if you have any other questions. Thanks very much.
    Answered on July 9, 2014
  2. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    There are a number of ways to review the ratings of life insurance companies. One is through rating agencies. The most popular rating agencies are AM Best, Standard's and Poore's (S&P), Fitch's, and Weiss. They each have a different set of letters and numbers. You can find the rating of Term Life Insurance companies by going to their website and the "About Us" or "Financial Information" tabs. Some companies are rated highest in one category but not another, so you can look at all four for a total picture of the company you are investigating. 

    Another way to judge life insurance companies is by their customer satisfaction or complaints. You can also look at financial information. The ratings of the company, along with customer reviews and company financial's, can help you determine the strength of any company you are looking at. 

    Keep in mind that the rating of companies can fluctuate. Some that were rated poorly in the past have made adjustments to bring their ratings up. Also, it does not take the top rating to be a secure company.
    Answered on July 9, 2014
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