Term life insurance rates are so variable that there is really no way to state an average Term life insurance rate. They depend on the length of the term (the shorter the term, the lower the rates usually are), the health risk of the Insured person, whether tobacco is used, and the face amount of the policy.
To compare Term life insurance rates, visit the quoters on websites such as ours, that will allow you to put in different ages, health conditions, term lengths and face amounts. By seeing what the best rates are for the top 5 or ten carriers, you will not necessarily be seeing the average rates but you will see the lowest rates available for you.
Adding on to Peggy's response, each company has different rates. As long as the term is guaranteed for the entire period, up to 30+ years, and the company is reputable (financial ratings which indicate a great ability to pay claims), and have a reputation of not taking months to send the claim, then I would look at the lowest cost of Term Life Insurance.
There are other options which add value you might consider. Even though they can & do increase the cost you pay, the value may be worth it. Consider options such as Critical Illness & Chronic Illness coverage, perhaps a Return of your Premium at the end of your term, etc.
To see what average Term Life Insurance rates are for someone your age, go to a quote engine on a website that offers instant quotes (as mine does). Look at the Standard rates. Those are what someone with an average life expectancy would pay for life insurance.
Of course, the average rate for any one person depends not just on age, but also their health, whether they smoke, gender, and other things. Those factors can cause one's premium to be much higher or lower than Standard.
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To compare Term life insurance rates, visit the quoters on websites such as ours, that will allow you to put in different ages, health conditions, term lengths and face amounts. By seeing what the best rates are for the top 5 or ten carriers, you will not necessarily be seeing the average rates but you will see the lowest rates available for you.
There are other options which add value you might consider. Even though they can & do increase the cost you pay, the value may be worth it. Consider options such as Critical Illness & Chronic Illness coverage, perhaps a Return of your Premium at the end of your term, etc.
Of course, the average rate for any one person depends not just on age, but also their health, whether they smoke, gender, and other things. Those factors can cause one's premium to be much higher or lower than Standard.