If you are a long term investor that understands market risk and policy expense loads, then read on. If you are in a high tax bracket, then you may want to consider Variable universal life (VUL).
The design of a VUL as an investment is so critical to potential performance, that only professional proposal experts who are well acquainted with insurance regulations and tax understanding should illustrate VUL's. If constructed correctly, it may deliver tax advantaged market returns over the long haul. Client suitability is paramount. An understanding of risk tolerance is necessary. Be advised...you could lose all your money.
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The design of a VUL as an investment is so critical to potential performance, that only professional proposal experts who are well acquainted with insurance regulations and tax understanding should illustrate VUL's. If constructed correctly, it may deliver tax advantaged market returns over the long haul. Client suitability is paramount. An understanding of risk tolerance is necessary. Be advised...you could lose all your money.