You should consider guaranteed universal life insurance if you have a permanent and ongoing financial liability you want to fund through life insurance proceeds for your beneficiaries. You should consider current assumption universal life for tax advantaged supplemental retirement income. Current assumption universal life has three crediting methods: interest rate, indice and separate sub accounts. You should design the policy with the lowest TAMRA compliant death benefit option to maximize cash values.
You should consider guaranteed universal life insurance if you have a permanent and ongoing financial liability you want to fund through life insurance proceeds for your beneficiaries. You should consider current assumption universal life for tax advantaged supplemental retirement income. Current assumption universal life has three crediting methods: interest rate, indice and separate sub accounts. You should design the policy with the lowest TAMRA compliant death benefit option to maximize cash values.