Is Single Premium Life Insurance A Good Investment?

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   David RacichPRO

   Fountain Hills, Arizona

   Interest rate crediting single premium life insurance with a low death benefit cost maybe a good play for death benefit, but neither as an investment nor a savings option in a low interest rate environment. When and until the guaranteed interest rate on these contracts rise to 3% or better, they are not economically viable as a savings plan to overcome the policy expenses.
    

   Answered on June 23, 2013

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