This can be a really tough task, as I know you're probably finding out. The first places to start are with their insurance agent and their financial advisor. That's where most people purchase their life insurance and, if they're good, they'll have a list of their policies, even if they're with another company. Be sure to ask them where they were insured before them, they may have purchased life insurance from a previous agent or advisor. Follow this trail back as far as you can. Also check with their former employer, they may have life insurance there.
The other place to inquire is with the state insurance department. Some states will have information such as this.
Check anyplace they may have stored documents: a safe, a file drawer, a safe deposit box, a storage unit, and, yes, the basement.
Lastly, you can Google lost life insurance policies. There is so much information on the web, you may find something.
Good luck, and keep looking.
In addition to the great list of suggestions David gave, I would add to ask relatives. You might also look through old checkbook registers to see if any checks were made out to life insurance companies.
If you are unable to locate any policies, states may list those death benefits as unclaimed property in a couple of years.
Your Insurance Guy, Avenue Insurance Planners, Liberty Lake, WA
In addition to what David and Peggy stated, you can also pay to run a search with the Medical Information Bureau. The last time I referred someone to it, I believe it cost around $75.00 to do. Before paying for this service though I would exhaust the ideas from David and Peggy.
.JPG){kind=avatar}
The other place to inquire is with the state insurance department. Some states will have information such as this.
Check anyplace they may have stored documents: a safe, a file drawer, a safe deposit box, a storage unit, and, yes, the basement.
Lastly, you can Google lost life insurance policies. There is so much information on the web, you may find something.
Good luck, and keep looking.
If you are unable to locate any policies, states may list those death benefits as unclaimed property in a couple of years.