1. 3485 POINTS
    J Scott BurkePRO
    President, Newbury Inc., Evansville, Indiana
    You really shouldn't start out by deciding how much to pay. You should start out by deciding what kind and how much.

    You may find that you need some term and some whole-life. Once you determine that find out what the price is for what you need. If it's too much, buy the term only but make certain that it's convertible to whole-life later.
    Answered on April 10, 2013
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