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Life insurance for the elderly can be fairly affordable if there are no major health problems. The other variable is how you define "elderly."
It's possible to pay as little as $20-$75 per month, depending on the face amount of the policy and the number of "units" of coverage.A full-time agent/broker is the best resource for information on this topic and also the best way to find the lowest rates!
Life Insurance for the elderly can be expensive, but it all depends on gender, age, smoking status and health condition. A nonsmoking preferred male 61 desiring a 20 year term life insurance coverage will pay around $7,000 in annual premiums, it could 30% more if coverage was to age 100.
Insurance Advisor, Lordship Insurance Services, California
Insurance is always based on a number of factors; age, gender, health history, smoker or not. You can get final expense plans for a small acount of coverage at a very inexpensive price (typically under $50), you can look into a cash value life policy with more coverage or a term plan. The closer one is to 100 years of age, the more expensive insurance will be. A lot of companies wont write a life policy if you are over 85 years old.
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It's possible to pay as little as $20-$75 per month, depending on the face amount of the policy and the number of "units" of coverage.A full-time agent/broker is the best resource for information on this topic and also the best way to find the lowest rates!