1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    The cost of Term Life Insurance varies according to the age, health, tobacco status, and gender of the person buying it. It also varies according to the face amount and length of the term. Generally speaking, the longer the term, the higher the premium. However, if someone gets a short term policy and then must find a new one, they may find that their health has deteriorated and they end up paying much higher premiums for the next policy. In that sense, sometimes buying a long term policy from the start can save the policy owner a lot of money.
    Answered on October 8, 2013
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