Insurance Advisor, Lordship Insurance Services, California
It will depend on a variety of factors including;
1) Age - the younger you are, the less expensive it is
2) Tobacco use - smokers pay a higher premium than non smokers
3) Gender - females tend to be less expensive than their male counterparts at the same age
4)Past health - people in good health get better rates than those who have had health issues
5) The company you choose - if you compare the same product with different companies you may get various prices. Cheaper is not always better so you need to shop.
6) Finally, the type of insurance you choose will impact the price greatly. For younger people term insurance tends to be less expensive than whole life or universal life.
Let an agent (like myself) give you a quote based on your particular circomstances so you can shop and compare.
Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
According to the FBI there aren’t two people with the same finger-prints. There are not many people who have exactly the same life insurance premium (a rough estimate.) There are many different ages, there are different medical histories and people have different occupations, and hobbies. All of these are factors used by insurance companies to determine rates.
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1) Age - the younger you are, the less expensive it is
2) Tobacco use - smokers pay a higher premium than non smokers
3) Gender - females tend to be less expensive than their male counterparts at the same age
4)Past health - people in good health get better rates than those who have had health issues
5) The company you choose - if you compare the same product with different companies you may get various prices. Cheaper is not always better so you need to shop.
6) Finally, the type of insurance you choose will impact the price greatly. For younger people term insurance tends to be less expensive than whole life or universal life.
Let an agent (like myself) give you a quote based on your particular circomstances so you can shop and compare.