How Much Does Joint Life Insurance Cost?

  1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Joint life insurance covers two people and pays out the death benefit upon the death of the second person. Thus, it is often called "second-to-die" life insurance. Joint Life insurance typically costs less than buying life insurance policies for the two individuals separately. It also is able to cover a person that is hard to impossible to insure through a separate policy, as long as the other one of the persons covered by the joint policy is in fairly good health.
    Answered on May 6, 2013
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