According to LIMRA, 56% of households in the United States had no individual life insurance in 2010. According to survey results taken in Aug, 2013, four in ten families said they would have trouble meeting their living expenses if a primary wage earner were to die. Yet, the vast majority of people surveyed overestimated how much life insurance costs, and therefore, felt they could not afford it.
The desire to have Renters Insurance is one that varies in different geographic areas; the decision to purchase Renters Insurance is either due to sense of responsibility, the requirement by the Landlord or both!
Renters Insurance is a very valuable and inexpensive option to cover the tenant from the results of a Negligent Act; this would be covered by the Personal Liability section of the policy, this part is also not subject to the deductible on the policy.
In addition to the Personal Liability section, the policy will offer protection for Personal Contents against a number of perils including Fire, Theft, Water Damage and a number of additional perils listed on the specific policy. Coverage forms vary from State to State.
There is an online method to obtain a quote and purchase renters insurance online directly in multiple States; the following link will be very helpful: http://bit./ly/1954BTO
It is our recommendation to select the highest available Liability Limit, the sufficient amount of Personal Property and a high deductible; these selections will produce ample coverage with a low premium rate.
For additional questions and/or assistance not available on the automated process, we recommend contacting a licensed professional for guidance.
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Renters Insurance is a very valuable and inexpensive option to cover the tenant from the results of a Negligent Act; this would be covered by the Personal Liability section of the policy, this part is also not subject to the deductible on the policy.
In addition to the Personal Liability section, the policy will offer protection for Personal Contents against a number of perils including Fire, Theft, Water Damage and a number of additional perils listed on the specific policy. Coverage forms vary from State to State.
There is an online method to obtain a quote and purchase renters insurance online directly in multiple States; the following link will be very helpful: http://bit./ly/1954BTO
It is our recommendation to select the highest available Liability Limit, the sufficient amount of Personal Property and a high deductible; these selections will produce ample coverage with a low premium rate.
For additional questions and/or assistance not available on the automated process, we recommend contacting a licensed professional for guidance.