How Many Life Insurance Policies Can I Have?

  1. 1305 POINTS
    Neil Steinman
    Owner, Orange County Health & Life Insurance,
    You can have as many policies as you wish. It's not a question of how many policies you have, it's a question of how much total coverage you have based on your financials. In other words, a carrier would probably not issue another policy for additional coverage to someone that already has an appropriate amount of coverage based on their net worth and income.
    Answered on June 7, 2013
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  2. 11783 POINTS
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    Larry GilmorePRO
    Agent Owner, Gilmore Insurance Services, Marysville, Washington State
    How many insurance policies can you have?  You can have as many as insurance companies will sell you. While first thought is unlimited for most, actually insurance companies check and see how much insurance you have in place, how much you're applying for with them and other companies and make a decision based on what they find. It is not an unlimited option.
    Answered on June 7, 2013
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