1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Universal life would not exist were it not for the computer.  I suppose there are tables that could be accessed but each year the company report will show you what the cost is for coverage and how much is going into cash value.  The report will also show you the expected termination of the policy.  This information should be sufficient for you to make intelligent choices regarding funding the policy.
    Answered on August 13, 2014
  2. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    You yourself cannot calculate the values of a life insurance policy. But you can order illustrations that will show you those values. You can do so through your agent (preferable, as your agent may have some ways of illustrating it to show you things you have not considered). Or you can order it directly from your life insurance company. Please let me know if you would like assistance.
    Answered on October 10, 2014
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