How Do I Go About Getting Life Insurance?

  1. 61667 POINTS
    Steve Savant
    Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
    There are several online brokerage companies that feature life insurance search engines that display a spreadsheet of companies by premium cost. If you're honest about your health condition, the quotes will be relatively close to the actual offer. Most online applications are not taken by the applicant because of a lack of full disclosure on their medical condition.
    Answered on August 13, 2013
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  2. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    To go about getting life insurance, start with looking at how much insurance you might need. Then go to a website that offers instant quotes to get an idea of what it might cost. Finally, call or visit that website or a local agency to discuss your options. They can make sure you qualify for the policy you are considering, and possibly even help you find something more suitable or at a lower cost. From there you apply, do an exam in your home (if needed) and wait for your agent to let you know when you are approved. You will get a copy of your policy to keep.
    Answered on September 3, 2013
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