Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
You can shop for a local agent or go online to a brokerage company that offers a vast inventory of life insurance companies. Many of these online firms offer side by side spreadsheets so you can see who the players are against their competitors. Shopping for the right company can really save you money.
Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
If you are interested in becoming a life insurance agent, you can apply through the sircon website. I believe they do some sort of background check, etc. After that, you usually have to go take a monitored test for the license. If you successfully complete all of that, you can get approved for a license.
From there, you will need to get appointed with carriers if you're trying to be a broker and sell multiple companies. Otherwise you can try to get a job as a captive agent for one single company.
You want to work with a good, reputable brokerage who can help you succeed in the business. It's not always about who pays the highest commissions, but the services a brokerage can provide you with. Some do a lot more than others. Once you've got your appointments set up, you can start selling. Make sure you know your products! Product knowledge is vital in this industry!
I hope the information is helpful - please feel free to contact me for help and if you have any other questions. Thanks very much.
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From there, you will need to get appointed with carriers if you're trying to be a broker and sell multiple companies. Otherwise you can try to get a job as a captive agent for one single company.
You want to work with a good, reputable brokerage who can help you succeed in the business. It's not always about who pays the highest commissions, but the services a brokerage can provide you with. Some do a lot more than others. Once you've got your appointments set up, you can start selling. Make sure you know your products! Product knowledge is vital in this industry!
I hope the information is helpful - please feel free to contact me for help and if you have any other questions. Thanks very much.