Does Skydiving Void Life Insurance?

1. 

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   Ted Ratliff

   Owner, SFS Associates,

   It depends.  If your life insurance application has a question regarding sky diving and you answer no to that question even though you skydive, and you die within two years, of a skydiving accident, the policy would not pay.  If you have had the policy for a while and decide you want to skydive and are killed the policy would pay, unless there is a specific exclusion in your policy, since there was no fraud on the application.

   Answered on May 6, 2013

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2. 

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   Peggy Mace

   Most of the U.S.

   If you did not have plans to take up skydiving when you filled out your life insurance application, skydiving years later would not void your policy. If you were a skydiver when you purchased your policy and disclosed that when asked (either in person on the application), then your policy will cover you.

   Answered on August 4, 2014

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