Does Life Insurance Pay For Accidental Death?

  1. 61667 POINTS
    Steve Savant
    Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
    Life insurance generally pays out death proceeds to the policy beneficiary at the death of the policy insured, no matter what the cause of death is.The exception is suicide during the first two years of the contract known as the contestability period and fraud resulting from misstatements or omissions.
    Answered on August 3, 2013
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  2. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Yes, Life Insurance pays for accidental death or death due to natural causes. Death due to natural causes is death due to and illness or internal malfunction of the body not caused by external forces. Death due to unnatural causes is called accidental death. Life insurance covers all types of death except suicide in the first two years.
    Answered on August 3, 2013
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