Does Life Insurance Cover Plane Crashes?

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    Peggy Mace
    Most of the U.S.
    Yes, life insurance does cover passengers in plane crashes. It also covers the pilots of plane crashes if they disclosed on their application that they were pilots, and obtained coverage that did not exclude their flying while piloting the plane. Life insurance covers death due to accident AND natural causes such as illness.
    Answered on May 11, 2013
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    David RacichPRO
    Fountain Hills, Arizona
    The question maybe more accurately asked: Does Life insurance cover policy insureds in the event of a plane crash? The answer is yes for the flying public.  Student pilots and certified pilots must declare their operator’s flying status in flight hours, instrument ratings, size of aircraft and whether or not their commercial pilots. A life insurance company will assess the risk and rate according to their underwriting protocols for pilots.
    Answered on May 11, 2013
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