Does GINA Apply To Life Insurance?

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   Tyler Maddox

   Retirement Specialist, Cambridge Financial Group, Greenville, SC

   GINA only covers Health Insurance, not Life Insurance.
   So if you have undergone genetic testing and it is in your Medical Records, then the Life Insurance Company is legally able to take that into consideration when underwriting your policy.
   
   However, Life Insurance Companies each treat a certain conditions differently. So one company might not think something is a big deal while another might.

   Answered on April 3, 2013

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