Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
Blue Cross / Blue Shield is the name of the network association for a number of health insurance companies (includes Anthem and CareFirst).
Many health insurance companies do also offer life insurance programs, however, it's typically not the type of coverage they specialize in and the products may therefore not be as competitive as insurance companies who feature life insurance programs as the main type of insurance they offer.
Insurance companies specializing in life insurance tend to have more aggressive underwriting and can offer lower rates because they want to secure that type of business more than others.
Please let me know if I can be of further assistance. Thanks very much.
Many health insurance companies do also offer life insurance programs, however, it's typically not the type of coverage they specialize in and the products may therefore not be as competitive as insurance companies who feature life insurance programs as the main type of insurance they offer.
Insurance companies specializing in life insurance tend to have more aggressive underwriting and can offer lower rates because they want to secure that type of business more than others.
Please let me know if I can be of further assistance. Thanks very much.