If you have a child rider on your life insurance policy and the baby is born deceased at 27 weeks is there any coverage?

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   Matt Benore

   Founder, DenverWest Insurance Professionals, Inc.,

   I am sorry for your loss.  Words cannot say enough to provide comfort.
   Unfortunately, child riders will only cover children which are born alive.
   Life Insurance companies do not recognize "life" until it is born.  
   Which means there was no coverage on the baby which was stillborn.
   
   I hope you have a great support system to help you through these difficult times.

   Answered on June 30, 2014

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