Most people with Multiple Sclerosis can get life insurance. If your MS is the relapsing remitting type with few effects and no recent exacerbations, you can usually get a medically underwritten policy for any amount you wish. If having one of the progressive types of multiple sclerosis, recent exacerbations, treatment that is being changed due to being in effective, or unable to walk or do ADL's unassisted, you will need to take simplified or guaranteed issue coverage. But life insurance is still available for you if you fit the age requirements.
To get life insurance while having MS, contact an agency that will ask these type of questions and know which company covers each scenario. It is easy to be quoted too strict ("you have MS so no one will cover you") or too lenient ("go ahead and take your chance on applying for this $1,000,000 policy even though you are taking Aricept"). Your policy will go much smoother and you will get the best possible price using agents who specialize in affordable MS life insurance.
.JPG){kind=avatar}
To get life insurance while having MS, contact an agency that will ask these type of questions and know which company covers each scenario. It is easy to be quoted too strict ("you have MS so no one will cover you") or too lenient ("go ahead and take your chance on applying for this $1,000,000 policy even though you are taking Aricept"). Your policy will go much smoother and you will get the best possible price using agents who specialize in affordable MS life insurance.