Can Type 1 Diabetics Get Life Insurance?

  1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Yes, type 1 diabetics can get life insurance, and sometimes a person with type 1 diabetes will have an easier time finding affordable coverage than a person with poorly controlled type 2 diabetes. With good control and no side effects, type 1 diabetes life insurance can be issued in a policy that pays 100% from day one and has no limit on the face amount.
    Answered on June 22, 2013
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    David RacichPRO
    Fountain Hills, Arizona
    People that are classified as Type 1 Diabetics can get life insurance. There are many factors that contribute to qualifying for coverage. There are life insurances companies that are also more benevolent in their underwriting protocols and premium pricing than the standard market. Health history and current medical conditional are critical components to an underwriting offer.  
     
    Answered on June 22, 2013
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