As long as the money you seek to withdraw is not part of the whole life insurance contracts guaranteed values, yes you can withdraw it. This would be money in the policy as a paid-up addition either because you used a paid-up additions rider or because dividends were used to purchase paid-up additions.
Values that are part of the whole life contract's guaranteed values cannot be withdrawn and must be accessed through a policy loan.
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Values that are part of the whole life contract's guaranteed values cannot be withdrawn and must be accessed through a policy loan.