Can I Get Life Insurance With Ulcerative Colitis?

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   Steve Savant

   Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona

   Ulcerative colitis can basically be measured in three stages:mild, moderate and severe. Additional information is necessary such as the date of onset, the last flare up, treatment or surgery and evidence of compliance with doctors orders. If the diagnosis is within the last year, the underwriting offer will more than likely will be postponed. Mild may be table B to standard and moderately severe could generate a table 4-6. Remission is another factor in the underwriting decision. you may want to apply for an informal with a nationally recognized impaired risk life insurance company to determine what a preliminary offer may generate.

   Answered on September 6, 2013

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   Peggy Mace

   Most of the U.S.

   Working with an impaired risk agency can help you get a life insurance policy with ulcerative colitis, without having to do any trial and error and being declined. They will know the questions to ask, and in turn, ask underwriters so that you are put with the best life insurance company for your particular situation. If you have uncontrolled ulcerative colitis, there are always simplified issue policies you can get. Again, an impaired risk specialist can help you figure it out very quickly.

   Answered on September 6, 2013

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