Can I Get Life Insurance Over 65?

  1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    Definitely.  I have companies that go to age 85.  The rates you will receive will be dependent on your health.  Life insurance is something that your money pays for but it your health that actually buys it.  The healthier you are the better the rates and the greater chance of being approved for the larger policies.
    Answered on July 3, 2013
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  2. 0 POINTS
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    David RacichPRO
    Fountain Hills, Arizona
    There are several life insurance companies that issue to age 90. Some of these policies have maturity dates as far out as age 121. There are several health classifications at age 65 and then those categories begin to eliminate the high end preferred nonsmoker classes. Even smoking seniors at age 65 and beyond can apply for life insurance.
     
    Answered on July 3, 2013
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  3. 14231 POINTS
    Tom Sheehan
    Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
    Yes, there are companies who specifically offer LIfe Insurance products to folks who are 65 and older. The key here, like it is when we are younger, is to first talk to your Insurance Professional and discuss your needs and circumstances. Take time to look for options that best suit your needs and budget, and be absolutely sure that you deal with a companuy that has a track record and is financially sound.
    Answered on December 31, 2014
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