Debt collectors can go after life insurance if the insurance proceeds go to the estate of the insured. If the insured person passes away with debts and their beneficiary is their estate, debt collectors can try to get their life insurance.
If the insured person passes away with debts but leaves the life insurance proceeds to a person, debt collectors cannot go after life insurance from that person. The only way they can go after life insurance proceeds from the beneficiary is if the beneficiary was a co-signer to the debt.
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If the insured person passes away with debts but leaves the life insurance proceeds to a person, debt collectors cannot go after life insurance from that person. The only way they can go after life insurance proceeds from the beneficiary is if the beneficiary was a co-signer to the debt.